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  <xsd:element id="hrb_PaymentsForLoansMadeToFranchisees" name="PaymentsForLoansMadeToFranchisees" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="hrb_PaymentsForRepurchaseOfCommonStockIncludingSharesSurrendered" name="PaymentsForRepurchaseOfCommonStockIncludingSharesSurrendered" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="hrb_PeaceofMindFranchiseMember" name="PeaceofMindFranchiseMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="hrb_PeaceofMindfeesMember" name="PeaceofMindfeesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="hrb_PercentageOfFraudOnOriginatedLoans" name="PercentageOfFraudOnOriginatedLoans" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="hrb_PrincipalAssetsofSCC" name="PrincipalAssetsofSCC" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="hrb_ProceedsFromCollectionOfFranchiseLoansReceivable" name="ProceedsFromCollectionOfFranchiseLoansReceivable" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="hrb_ProvisionForBadDebtAndLoanLosses" name="ProvisionForBadDebtAndLoanLosses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="hrb_PurchasedFromSccMember" name="PurchasedFromSccMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="hrb_PurchasedTechnologyMember" name="PurchasedTechnologyMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="hrb_ReacquiredFranchiseRightsMember" name="ReacquiredFranchiseRightsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="hrb_ReceivablesForTaxPreparationAndRelatedFeesMember" name="ReceivablesForTaxPreparationAndRelatedFeesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="hrb_RefundTransferfeesMember" name="RefundTransferfeesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="hrb_RemainingObligationForUnfundedLetterOfCredit" name="RemainingObligationForUnfundedLetterOfCredit" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="hrb_RestrictedCashAndInvestmentsCurrentFairValue" name="RestrictedCashAndInvestmentsCurrentFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="hrb_RevolvingLoansMember" name="RevolvingLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="hrb_RoyaltiesFromFranchiseesMember" name="RoyaltiesFromFranchiseesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="hrb_SccMember" name="SccMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="hrb_ScheduleOfActivityInAllowanceForDoubtfulAccountsTableTextBlock" name="ScheduleOfActivityInAllowanceForDoubtfulAccountsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="hrb_ScheduleOfAllowanceForLoanLossesTextBlock" name="ScheduleOfAllowanceForLoanLossesTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="hrb_ScheduleOfAmortizedCostAndFairValueOfSecuritiesAvailableForSaleTableTextBlock" name="ScheduleOfAmortizedCostAndFairValueOfSecuritiesAvailableForSaleTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="hrb_ScheduleOfCommitmentsAndContingenciesTable" name="ScheduleOfCommitmentsAndContingenciesTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="hrb_ScheduleOfCondensedConsolidatingBalanceSheetTableTextBlock" name="ScheduleOfCondensedConsolidatingBalanceSheetTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="hrb_ScheduleOfCondensedConsolidatingStatementOfCashFlowsTextBlock" name="ScheduleOfCondensedConsolidatingStatementOfCashFlowsTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="hrb_ScheduleOfCondensedConsolidatingStatementOfOperationsTableTextBlock" name="ScheduleOfCondensedConsolidatingStatementOfOperationsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="hrb_ScheduleOfInterestIncomeAndExpenseLineItems" name="ScheduleOfInterestIncomeAndExpenseLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="hrb_ScheduleOfInterestIncomeAndExpenseTable" name="ScheduleOfInterestIncomeAndExpenseTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="hrb_ScheduleOfInterestIncomeExpenseByTypeTableTextBlock" name="ScheduleOfInterestIncomeExpenseByTypeTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="hrb_ScheduleOfLitigationAndRelatedContingenciesTable" name="ScheduleOfLitigationAndRelatedContingenciesTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="hrb_ScheduleOfMortgageLoanPortfolioTextBlock" name="ScheduleOfMortgageLoanPortfolioTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="hrb_ScheduleOfPastDueMortgageLoans" name="ScheduleOfPastDueMortgageLoans" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="hrb_ScheduleOfReceivablesBasedOnYearOfOriginationTableTextBlock" name="ScheduleOfReceivablesBasedOnYearOfOriginationTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="hrb_ScheduleOfShortTermReceivablesTableTextBlock" name="ScheduleOfShortTermReceivablesTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="hrb_SecuritizationTransactions" name="SecuritizationTransactions" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="hrb_SixtyToEightyNineDaysPastDueMember" name="SixtyToEightyNineDaysPastDueMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="hrb_StandardGuaranteeAccrualAmount" name="StandardGuaranteeAccrualAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="hrb_SummaryOfSignificantAccountingPoliciesAbstract" name="SummaryOfSignificantAccountingPoliciesAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="hrb_TaxServicesMember" name="TaxServicesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="hrb_TaxpreparationfeesMember" name="TaxpreparationfeesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="hrb_TenderOfferMember" name="TenderOfferMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="hrb_TermLoansMember" name="TermLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="hrb_TotalLoansToTotalLoans" name="TotalLoansToTotalLoans" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="hrb_TotalPastDueMember" name="TotalPastDueMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="hrb_U.S.AssistedMember" name="U.S.AssistedMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="hrb_U.S.DigitalMember" name="U.S.DigitalMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="hrb_YearOfOrigination2014Member" name="YearOfOrigination2014Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="hrb_YearOfOrigination2015MemberMember" name="YearOfOrigination2015MemberMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
</xsd:schema>